{"id":4081,"date":"2025-06-26T14:53:39","date_gmt":"2025-06-26T18:53:39","guid":{"rendered":"https:\/\/deptest.nj.gov\/climatechange\/?page_id=4081"},"modified":"2026-03-31T16:07:05","modified_gmt":"2026-03-31T20:07:05","slug":"know-your-flood-risk","status":"publish","type":"page","link":"https:\/\/deptest.nj.gov\/climatechange\/know-your-flood-risk\/","title":{"rendered":"Know Your Flood Risk"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;4113&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"carousel-caption d-none d-md-block\">\n<h1>Know Your Flood Risk<\/h1>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][breadcrumb-shortcode][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Flood Risk Near You&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-magnifying-glass-location&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:%23Map&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Prepare for Floods&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-house-circle-exclamation&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:%23Prepare&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Flood Tools &amp; Info&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-info&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:%23Tools&#8221;][\/vc_column][\/vc_row][vc_row gap=&#8221;35&#8243;][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;4083&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243;][vc_row_inner gap=&#8221;35&#8243;][vc_column_inner][vc_column_text css=&#8221;&#8221;]<strong>Flooding isn\u2019t just a problem for people living in official FEMA flood zones.<\/strong> If you live near a flood zone or in a community that has flooded before, you could still be at serious risk. FEMA\u2019s flood maps don\u2019t tell the whole story &#8211; they are based on historical data and don\u2019t account for sea-level rise or more intense storms and rainfall which impact inland areas.<\/p>\n<p><a class=\"btn btn-primary\" role=\"button\" href=\"https:\/\/deptest.nj.gov\/climatechange\/wp-content\/uploads\/sites\/50\/docs\/flood-safety-week-2025.pdf\" target=\"_blank\" rel=\"noopener\">2025 Flood Safety Week Proclamation <i class=\"fas fa-file-pdf text-danger\" title=\"Adobe Acrobat PDF file\"><\/i><\/a><\/p>\n<p><a class=\"btn btn-primary\" role=\"button\" href=\" https:\/\/deptest.nj.gov\/climatechange\/wp-content\/uploads\/sites\/50\/2025-statewide-flood-resilience-initiatives-report.pdf\" target=\"_blank\" rel=\"noopener\"> New Jersey Statewide Flood Resilience Initiatives Report <i class=\"fas fa-file-pdf text-danger\" title=\"Adobe Acrobat PDF file\"><\/i><\/a><br \/>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;35&#8243; css=&#8221;.vc_custom_1755276267684{background-color: #2CBAC4 !important;}&#8221;][vc_column width=&#8221;10\/12&#8243;][vc_message message_box_style=&#8221;solid&#8221; message_box_color=&#8221;white&#8221; icon_fontawesome=&#8221;fa fa-solid fa-house-flood-water&#8221; css=&#8221;&#8221; el_class=&#8221;text-dark&#8221;]<\/p>\n<h4>KNOW YOUR FLOOD RISK<\/h4>\n<ol>\n<li>Search your address using the map below <i class=\"fa-solid fa-magnifying-glass-location\"><\/i><\/li>\n<li>Click your parcel on the map to see FEMA data (historical flooding) <i class=\"fa-solid fa-arrow-pointer\"><\/i><\/li>\n<li>Enable \u201cClimate Change Data\u201d layer to see flooding projected in the future <i class=\"fa-solid fa-eye\"><\/i><\/li>\n<li>Use the Flood Layer Legend on the right side of the website to determine your home\u2019s flood risk. <i class=\"fa-solid fa-list\"><\/i><\/li>\n<\/ol>\n<p>[\/vc_message][\/vc_column][vc_column width=&#8221;2\/12&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;35&#8243; css=&#8221;.vc_custom_1755276267684{background-color: #2CBAC4 !important;}&#8221; el_id=&#8221;Map&#8221;][vc_column width=&#8221;10\/12&#8243;][vc_raw_html css=&#8221;.vc_custom_1756472651179{border-top-width: 5px !important;border-right-width: 5px !important;border-bottom-width: 5px !important;border-left-width: 5px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-radius: 5px !important;border-color: #000000 !important;}&#8221; el_class=&#8221;d-lg-none&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJlbWJlZC1yZXNwb25zaXZlJTIwZW1iZWQtcmVzcG9uc2l2ZS0xYnkxJTIyJTNFJTBEJTBBJTIwJTIwJTNDaWZyYW1lJTIwY2xhc3MlM0QlMjJlbWJlZC1yZXNwb25zaXZlLWl0ZW0lMjIlMjBzcmMlM0QlMjJodHRwcyUzQSUyRiUyRmV4cGVyaWVuY2UuYXJjZ2lzLmNvbSUyRmV4cGVyaWVuY2UlMkZkMmVhN2I0ZDI5NjE0ZDNiYTNhY2YwODJiNzUwYmVlNSUyMiUyMGFsbG93ZnVsbHNjcmVlbiUzRSUzQyUyRmlmcmFtZSUzRSUwRCUwQSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_raw_html css=&#8221;.vc_custom_1755286622504{border-top-width: 5px !important;border-right-width: 5px !important;border-bottom-width: 5px !important;border-left-width: 5px !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-radius: 5px !important;border-color: #000000 !important;}&#8221; el_class=&#8221;d-none d-lg-block&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJlbWJlZC1yZXNwb25zaXZlJTIwZW1iZWQtcmVzcG9uc2l2ZS0xNmJ5OSUyMiUzRSUwRCUwQSUyMCUyMCUzQ2lmcmFtZSUyMGNsYXNzJTNEJTIyZW1iZWQtcmVzcG9uc2l2ZS1pdGVtJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZleHBlcmllbmNlLmFyY2dpcy5jb20lMkZleHBlcmllbmNlJTJGZDJlYTdiNGQyOTYxNGQzYmEzYWNmMDgyYjc1MGJlZTUlMjIlMjBhbGxvd2Z1bGxzY3JlZW4lM0UlM0MlMkZpZnJhbWUlM0UlMEQlMEElM0MlMkZkaXYlM0U=[\/vc_raw_html][vc_message message_box_style=&#8221;solid&#8221; message_box_color=&#8221;grey&#8221; icon_fontawesome=&#8221;fa fa-solid fa-house-flood-water&#8221; css=&#8221;&#8221;]<\/p>\n<h4>Did you know?<\/h4>\n<ul>\n<li>By\u00a0<b>2050<\/b>, sea-level rise is projected to reach or exceed\u00a0<b>2.1 feet above 2000 levels<\/b>.<\/li>\n<li>The size and frequency of floods will increase as annual precipitation increases. This will increase the threat of\u00a0<b>flash flooding<\/b>, even in places that haven\u2019t flooded before.<\/li>\n<\/ul>\n<p>If you\u2019re concerned about your home or business, consider speaking with a floodplain management professional for a more detailed risk assessment.[\/vc_message][\/vc_column][vc_column width=&#8221;2\/12&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;bg-white rounded border move-left p-2 mb-2&#8243;]<\/p>\n<h3 class=\"text-center\">Flood Layer Legend<\/h3>\n<p class=\"text-center\"><b>FEMA Flood Zone\u00a0<\/b><\/p>\n<p style=\"text-align: center; font-size: 10px;\">These designations are based on historical data and <b>do not<\/b> account for climate change<\/p>\n<p style=\"text-align: center;\"><button class=\"button1 w-50\">High<\/button><\/p>\n<p style=\"text-align: center; font-size: 10px;\">Special Flood Hazard Areas. These high-risk flood areas have a 1 in 4 chance of flooding during a 30-year mortgage, otherwise known as a 1% annual flood risk.<\/p>\n<p style=\"text-align: center;\"><button class=\"button2 w-50\">Elevated<\/button><\/p>\n<p style=\"text-align: center; font-size: 10px;\">Flood risk exists in these areas, though it is lower than in high-risk zones. FEMA reports that about 25% of all flood claims come from these areas.<\/p>\n<p style=\"text-align: center;\"><button class=\"button3 w-50\">Potential<\/button><\/p>\n<p style=\"text-align: center; font-size: 10px;\">Not currently in a FEMA Flood Zone. Future changes like climate change or alterations in the landscape might affect flood risk.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;bg-white rounded border move-left p-2 mb-2&#8243;]<\/p>\n<p style=\"text-align: center;\"><b>Climate Change Adjusted Flood Zones<\/b><\/p>\n<p style=\"text-align: center;\">Inland Flood Risk<\/p>\n<p style=\"text-align: center;\"><button class=\"w-50\" style=\"background-color: #002673;\" aria-label=\"Blue\">\u00a0<\/button><button class=\"w-50\" style=\"background-color: #55ff00;\" aria-label=\"Green\">\u00a0<\/button><\/p>\n<p style=\"text-align: center; font-size: 10px;\">Shows areas in New Jersey at risk of flooding from waters 3 ft above FEMA\u2019s 1% Annual Chance Flood (100-year flood) to account for increased flood risk due to climate change. Areas shaded in dark blue or green show the new FEMA special flood hazard areas with added climate change risk.<\/p>\n<p style=\"text-align: center;\"><button class=\"button4 w-50\">Coastal Storm Flooding<\/button><\/p>\n<p style=\"text-align: center; font-size: 10px;\">This map layer displays Climate Adjusted Flood Elevation (CAFE) within coastal flood hazard areas. It illustrates the annual risk of storm-related flooding, taking into account an additional 4 feet of sea-level rise<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;45px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; el_id=&#8221;Prepare&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Prepare for Floods<\/strong><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;7&#8243; css_animation=&#8221;slideInUp&#8221; css=&#8221;&#8221; accent_color=&#8221;#2CBAC4&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;35&#8243; equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/2&#8243;][info-box-shortcode horizontal=&#8221;true&#8221; icon=&#8221;fa fa-solid fa-triangle-exclamation&#8221; buttontitle=&#8221;Learn More&#8221; buttonlink=&#8221;https:\/\/www.everbridge.com\/products\/nixle\/&#8221;]<b>TEXT YOUR ZIP CODE TO 888777 <\/b>for mobile notifications from Nixle about severe weather and emergency flood conditions.[\/info-box-shortcode][\/vc_column][vc_column width=&#8221;1\/2&#8243;][info-box-shortcode horizontal=&#8221;true&#8221; icon=&#8221;fa fa-solid fa-wheelchair&#8221; buttontitle=&#8221;Register&#8221; buttonlink=&#8221;https:\/\/www.registerready.nj.gov\/&#8221;]<b>Register Ready <\/b><\/p>\n<p>People with disabilities can register their special needs which helps emergency responders better serve them in an emergency.<b><\/b>[\/info-box-shortcode][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;120px&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; el_id=&#8221;Tools&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2 style=\"text-align: center;\"><strong>Flood Tools &amp; Info<\/strong><\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; border_width=&#8221;7&#8243; css_animation=&#8221;slideInUp&#8221; css=&#8221;&#8221; accent_color=&#8221;#2CBAC4&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; gap=&#8221;35&#8243; equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/4&#8243;][info-box-shortcode buttontitle=&#8221;Blue Acres Buyouts&#8221; buttonlink=&#8221;https:\/\/deptest.nj.gov\/blueacres\/&#8221;]<b>BUYOUTS FOR HOMEOWNERS<\/b><\/p>\n<p>Through Blue Acres, homeowners whose homes are storm-damaged or vulnerable to flooding have the option to sell. The program makes both families and communities more resilient to climate change.[\/info-box-shortcode][\/vc_column][vc_column width=&#8221;1\/4&#8243;][info-box-shortcode buttontitle=&#8221;Flood Risk Notification&#8221; buttonlink=&#8221;https:\/\/deptest.nj.gov\/flooddisclosure\/&#8221;]<b>FLOOD RISK NOTIFICATION\u00a0 FOR LANDLORDS AND REAL ESTATE SALES<br \/>\n<\/b>In New Jersey, sellers are required by law to provide information about a property\u2019s flood risk. Landlords are also required by law to provide information about their rental property\u2019s flood risks alongside the lease. It\u2019s important to read these disclosures carefully to understand what risks you may be taking on.[\/info-box-shortcode][\/vc_column][vc_column width=&#8221;1\/4&#8243;][info-box-shortcode buttontitle=&#8221;Know Your Tides&#8221; buttonlink=&#8221;https:\/\/www.mycoast.org\/nj\/tides&#8221;]<b>TIDE INFO FOR RESIDENTS OF THE JERSEY SHORE<\/b><\/p>\n<p>New Jersey\u2019s beautiful coastlines and beaches are often at the greatest risk of flooding. Check local high tides\u00a0to help avoid sunny-day flooding.[\/info-box-shortcode][\/vc_column][vc_column width=&#8221;1\/4&#8243;][info-box-shortcode buttontitle=&#8221;NJ Flood Mapper&#8221; buttonlink=&#8221;https:\/\/www.njfloodmapper.org\/&#8221;]<b>NJ FLOOD MAPPER<\/b><\/p>\n<p><b>Flood Mapper<\/b>, developed by Rutgers University, can help you see what flood risks might look like in the future under different conditions.<br \/>\nThe <b>Total Water Levels Tool<\/b> can walk you through developing a flood scenario that can be added to the map to explore.[\/info-box-shortcode][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;120px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;4113&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;] Know Your Flood Risk [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][breadcrumb-shortcode][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Flood Risk Near You&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-magnifying-glass-location&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:%23Map&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Prepare for Floods&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-house-circle-exclamation&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; add_icon=&#8221;true&#8221; link=&#8221;url:%23Prepare&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_btn title=&#8221;Flood Tools &amp; Info&#8221; color=&#8221;blue&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; i_icon_fontawesome=&#8221;fa fa-solid fa-info&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; [&hellip;]<\/p>\n","protected":false},"author":118,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"fullwidth.php","meta":{"footnotes":""},"class_list":["post-4081","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/pages\/4081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/users\/118"}],"replies":[{"embeddable":true,"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/comments?post=4081"}],"version-history":[{"count":85,"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/pages\/4081\/revisions"}],"predecessor-version":[{"id":5157,"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/pages\/4081\/revisions\/5157"}],"wp:attachment":[{"href":"https:\/\/deptest.nj.gov\/climatechange\/wp-json\/wp\/v2\/media?parent=4081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}